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πŸ“° News ⏱ 2 min
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Key Points

5 points
1

Launched June 2015, extended to September 2026.

2

Over 10,000,000 homes completed and handed over.

3

Financial aid up to 250,000 Indian rupees per house for eligible families.

4

Four implementation methods: beneficiary‑led construction, partnership housing, rental housing, interest subsidy.

5

Digital tools track each project and ensure transparency.

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Summary

The scheme targets economically weaker sections, low‑income and middle‑income groups, including slum residents, with financial assistance up to 250,000 Indian rupees per unit.

Women beneficiaries account for about ten million of the allotted homes, and the program also supports scheduled castes, scheduled tribes, other backward classes, minorities, senior citizens, persons with disabilities and transgender persons.

Technology such as a unified web portal, geo‑tagging and real‑time dashboards monitors construction progress and promotes green, innovative building methods.

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New Words to Learn

14 words
sanctioned
officially approved
beneficiary
person who receives help
economically weaker sections
people who have very little money
low income groups
people who earn a small amount of money
middle‑income groups
people who earn a moderate amount of money
slum dwellers
people living in very crowded, poor neighborhoods
verticals
different ways the program works
beneficiary‑led construction
families help build their own homes
affordable housing in partnership
building homes together with other groups
affordable rental housing
homes that can be rented at low cost
interest subsidy scheme
help that makes loan payments cheaper
geo‑tagging
using location data to see where something is
dashboard
a screen that shows information quickly
transgender
people whose gender identity differs from the sex they were assigned at birth
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