Summary
By 2026, the number of accounts grew from 147 million to 590 million.
The program also gives people access to savings, small loans, insurance and retirement plans.
It helps women manage money and receive government help directly.
Key Points
5 points1
14.72 crore (147 million) accounts in 2015, 59.09 crore (590 million) in 2026.
2
45.95 crore accounts are in rural and semi‑urban areas.
3
32.92 crore women are now account holders.
4
Deposits rose about twenty‑fold, reaching over 3,16,514 crore rupees.
5
41.29 crore RuPay debit cards issued, letting people pay digitally.
New Words to Learn
7 wordsrural
Areas that are in the countryside, away from big cities.
semi‑urban
Places that are between countryside and big cities.
deposit
Money that people put into a bank to keep it safe.
digital payments
Buying things using a phone or card instead of cash.
overdraft facility
A short‑term loan that lets you spend a little more than what is in your account.
insurance
A service that helps pay for big problems like accidents or illness.
pension
Money saved for when a person stops working, usually for old age.
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