Summary
After twelve years, more than 590 million accounts have been created, holding about 3.17 lakh crore rupees in deposits.
The program has issued over 410 million free debit cards and provides accident insurance and small overdraft facilities.
Women hold about 56% of the accounts and the majority are located in rural and semi‑urban regions, improving financial access for the poorest.
Through the Jan Dhan–Aadhaar–Mobile system, government benefits are transferred directly to these accounts, reducing delays and middlemen.