Vulcan was created after studying 1.5 million shoppers and over 51,000 businesses to understand payment friction.
The system evaluates payment routes in real time, selecting the optimal path before a transaction is attempted.
Future plans include expanding the model to handle authentication, routing, fraud detection, and lending decisions as the digital commerce market grows.
Built with technology from NVIDIA Corporation and Amazon Web Services, the model tackles payment failures, fraud detection, and routing decisions across India's diverse payment methods.
Initial deployment across billions of data points has increased payment success rates by up to ten percent and detected eight times more international card fraud.
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