Summary
These apps often request sensitive data such as government ID numbers, bank account details, and permission to read contacts and photos.
Collected information can be used for financial fraud, blackmail, or repeated harassment even after any payment is made.
The government has introduced a special phone number series (starting with 1600) to help people recognize real financial calls.
If you encounter a suspicious app, you should stop using it, tell a trusted adult, and report it to the national cyber crime helpline at 1930.